5 Things You Need To Know About Travel Insurance

Travelling is full of uncertainties.You should not travel without taking a few precautions beforehand. Buying travel insurance is the best way to avoid living off the edge and being safe. Find out all about travel insurance and make sure that your trip abroad is all about good experiences and exciting sightseeing. Here are 5 things you need to know about travel insurance.

1. Travel insurance covers a variety of things

Maybe you feel like travel insurance is a waste of money and won’t help you whatsoever, but you should keep in mind that travel insurance covers a variety of things such as: medical costs, theft, loss of your belongings and even cancelled flights.

2. Take into consideration the duration of your stay

Travel insurance only covers the amount of days you are spending abroad, no more no less. So to ensure that you are totally covered, make sure that you are insured for each day that you are
staying abroad.

3. Buy before you fly

As travel insurance also covers any cancelled flights and flights you are unable to board, it is recommended that you purchase it before travelling as this will make sure your holiday costs are reimbursed.

4. Look into annual multi-trip travel insurances
If you are a frequent flier it may be cheaper and easier to buy an annual multi-travel insurance for a certain amount of years so it is something less to think about when planning your holidays!

5. Read into the specifics
Knowing the full terms and conditions and policies of your travel insurance is essential so if something does happen, you know if you will be covered or not. Noting down any risky activities you will be doing when abroad in your travel insurance is also important as if anything happens to you on an activity not recorded, you will not be covered for it.